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WHO WE ARE

As a woman-owned small disadvantaged business, STEM Resource Professionals has been providing development, design, integration and operational support on large-scale government IT systems for more than 20 years.  STEM associates are responsible for maintaining system stability, spearheading infrastructure upgrade efforts and reducing Total-Cost-of-Ownership across the Enterprise.  STEM’s unique business model focuses on providing an infrastructure that allows talented, dedicated professionals and clients to work together.

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With a comprehensive range of services, STEM Resource Professionals can guarantee your technology needs are not just met, but exceeded. We work closely with our clients to create customized plans that are seamlessly integrated, effective and sustainable for many years to come. Reach out today to see how we can help.

                       THE STEM DIFFERENCE -- EXECUTIVE-LEVEL BENEFITS FOR ALL

STEM Teams with Government Prime Vendors and Contractors to staff a broad range of talent from communities of technical and functional expertise.   Our unique staffing and retirement savings model reduces the long-term retirement savings challenges facing our nation.

Solving America's Retirement Savings Crisis -- Supercharge with STEM

  • Understanding the Issue:

    •  Less than 5% of the workforce has access to pensions

    • Average 401k Balance by Age (Vanguard)

      • 65+,      $232,710 (Average), $70,620 (Median)

      • 55-64,  $207,874 (Average), $71,168 (Median)

      • 45-54,  $142,069 (Average), $48,301 (Median)

      • 35-44,  $76,354 (Average), $28,318 (Median)

      • 25-34,  $30,017 (Average),  $11,357 (Median)

      • <25,      $5,236 (Average),  $1,948 (Median)

    • 4% Retirement Withdrawal Rule against each age group illustrates that America is unprepared 

  • STEM provides the opportunity to max-out 401k savings up to IRS limits for everyone:

    • Below 50 years of age – 2024 -- $69,000

    • 50 years and older –2024 -- $76,500

Stock Charts in the Newspaper
401K_Comparison_10Yr_2024_page-0001.jpg

Traditional 401k Model vs STEM 401k Model Hypothetical  Values - 10 Years

Assumptions:

  • Initial Investment/Starting Value:  $0

  • Monthly Contribution for Traditional 401k Model:  $1,916.67 ($23,000/yr)

  • Monthly Contribution for STEM 401k Model:  $5,750 ($69,000/yr)

  • Length of Time in Years for Contributions:  10

  • Estimated Rate of Return (2% Variance): 8%

  • Data Provided by Investor.gov

401K_Comparison_20Yr_2024_page-0001.jpg

Traditional 401k Model vs STEM 401k Model Hypothetical  Values - 20 Years

Assumptions:

  • Initial Investment/Starting Value:  $0

  • Monthly Contribution for Traditional 401k Model:  $1,916.67 ($23,000/yr)

  • Monthly Contribution for STEM 401k Model:  $5,750 ($69,000/yr)

  • Length of Time in Years for Contributions:  20

  • Estimated Rate of Return (2% Variance): 8%

  • Data Provided by Investor.gov

401K_Comparison_30Yr_2024_page-0001.jpg

Traditional 401k Model vs STEM 401k Model Hypothetical  Values - 30 Years

Assumptions:

  • Initial Investment/Starting Value:  $0

  • Monthly Contribution for Traditional 401k Model:  $1,916.67 ($23,000/yr)

  • Monthly Contribution for STEM 401k Model:  $5,750 ($69,000/yr)

  • Length of Time in Years for Contributions:  30

  • Estimated Rate of Return (2% Variance): 8%

  • Data Provided by Investor.gov

CONTACT US

info@stemresourceprofessionals.com

703-472-8768

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